NO. Domestic workers are the promoters but as long as you are 18yearsand have an income then you are eligible to join

What is the difference between shares and savings/deposits? Shares give you ownership rights and are paid once upon joining the Sacco. They are non-refundable but can be transferred to an existing member. Members earn dividends on their shares Savings/deposits are paid throught your membership period, they are refundable when one either dies or decides to end their membership. They detrmine how much loan you can access. Members earn interest on their deposits